“When Max needed emergency surgery, I was terrified. PawGuard processed our claim in less than a day. I can't thank them enough.”
Pet Insurance, Reimagined
They protect you.
You protect them.
Comprehensive pet insurance that covers accidents, illnesses, and emergencies. Because peace of mind shouldn't be a luxury.
- A+ BBB Rated
- 24hr Claims
- 500k+ Pets
Get your free quote
Takes less than 60 seconds. No commitment.
No Breed Exclusions24-Hour ClaimsAny Licensed Vet98% Claims Approved30-Day Money Back
No Breed Exclusions24-Hour ClaimsAny Licensed Vet98% Claims Approved30-Day Money Back
Coverage Options
Simple plans, transparent pricing
No breed exclusions. No upper age limits. Just straightforward protection.
Essential
Basic protection for healthy pets
$19/month- Accidents & emergencies
- Up to $5,000 annual coverage
- 70% reimbursement
- 24/7 vet helpline
- Most Popular
Complete
Our most popular comprehensive plan
$39/month- Everything in Essential
- Illness coverage included
- Up to $15,000 annual coverage
- 80% reimbursement
- Prescription medications
Premium
Maximum protection for your best friend
$59/month- Everything in Complete
- Unlimited annual coverage
- 90% reimbursement
- Dental illness coverage
- Alternative treatments
All plans include a 30-day money-back guarantee. Cancel anytime.
Why PawGuard
Insurance that actually works
We built PawGuard because pet insurance should be simple, fair, and helpful when you need it most.
- Claims Approved
- 98%
- Claims Approved
- Avg. Payout
- 24hr
- Avg. Payout
- Star Rating
- 4.9
- Star Rating
No Breed Exclusions
Every pet deserves protection. We cover all breeds without discrimination.
24-Hour Claims
Submit claims through our app and get reimbursed within 24 hours.
24/7 Vet Helpline
Unlimited access to licensed veterinarians any time, day or night.
No Hidden Fees
What you see is what you pay. No surprise costs or premium increases.
Any Licensed Vet
Visit any veterinarian, specialist, or emergency clinic. No restrictions.
Simple Enrollment
Get covered in minutes with our straightforward online application.
Real Stories
Loved by pets and their humans
“Luna developed kidney issues last year. The team was incredibly supportive throughout her treatment. They covered everything.”
“I was worried no one would cover Buddy because of his breed. PawGuard accepted him immediately and has been amazing.”
FAQ
Common questions
Give your pet the protection they deserve
Join over 500,000 pet parents who trust PawGuard. Start with a free quote—it only takes 60 seconds.
30-day money-back guarantee. Cancel anytime. No questions asked.